Take direct control of your retirement by investing your superannuation into residential or commercial property. Qualified Chartered Accountants and SMSF Specialists handle setup, compliance, and ongoing administration, so you focus on building wealth.
An SMSF gives you real assets, tax advantages, and direct control, the three pillars of a property-led retirement strategy.
Choose the property, the strategy, the timing and the tenants. Your fund, your decisions, with professional support keeping every step ATO-compliant.
Rental profits taxed at just 15% in accumulation, capital gains reduced to 10% after 12 months, 0% in pension phase.
A tangible asset that generates rental income and capital growth, held inside the supercharged environment where it's taxed more efficiently than personally.
One partner for the whole journey, from fund establishment through to property settlement and ongoing compliance.
Trust deed, trustee declarations, ABN/TFN, ATO registration, and opening of the SMSF bank and broker accounts.
Custodian trustee company and bare trust deed prepared per property, signed with your lender's requirements.
Coordination with your existing fund to roll balances into the SMSF, plus setup of ongoing employer and personal contributions.
Annual accounts, SMSF tax return and independent audit, keeping your fund compliant year after year.
No hourly billing surprises. The SMSF setup package is fully scoped and fully digital.
Modern deed with borrowing provisions and support for all allowable asset classes.
Registered trustee company with director consents and resolutions.
ABN, TFN, GST registration, bank account and broker setup, ready for contributions and trades.
SMSF bank account and broker account opening, ready for contributions and trades.
Trustee declarations, member applications and binding death benefit nominations.
Compliant written strategy aligned to your goals, risk profile and property plans.
Coordination with your existing super fund to transfer balances, no cost to you.
Custodian trustee and bare trust deed prepared per property when you're ready to buy.
Three mechanics every trustee should understand before buying property through their fund.
Under an LRBA, the loan is secured only against the single property held in bare trust, protecting all other SMSF assets if the loan ever defaults.
A custodian trustee holds the property title while the SMSF pays the loan. Once the loan is repaid, the title transfers to the fund without triggering stamp duty.
SMSF property must exist solely to provide retirement benefits to members. It cannot be lived in or rented to related parties.
Advanced tactics that qualified trustees can use once the fund is established.
Own your business premises through the SMSF and lease it back at market rates. The rent your business pays becomes a deductible expense, received by the fund at 15% tax.
Combine employer contributions, personal concessional and non-concessional contributions to pay down SMSF loans faster or build capital for the next property.
Hold property alongside shares, ETFs, term deposits and even cryptocurrency within one SMSF, reducing concentration risk while maintaining the structure's tax advantages.
Four clear phases. Fully digital, fully supported.
We review your super balance, goals, and timeline to confirm an SMSF fits your situation.
Trust deed, trustee, ATO registration and bank accounts, all coordinated and signed online.
Existing super balances transferred into the fund, ready to deploy into your first property.
Bare trust prepared, lender coordinated, property settled under the correct trustee arrangement.
Book a free call with an SMSF specialist. We'll assess your super balance, borrowing capacity and property goals, and map out the fastest compliant path forward.
Schedule a CallThe things most people want to understand before starting an SMSF, answered plainly.
Typically two to four weeks from initial conversation to a registered, contribution-ready fund. ATO registration is the longest single step.
The ATO doesn't impose a hard minimum, but $150,000+ across all members is the working threshold where SMSF costs become reasonable against fund returns.
A bare trust holds the property's legal title while the SMSF holds the beneficial interest. It's the structure that lets your SMSF borrow under an LRBA.
No. The sole-purpose test prevents related-party use of SMSF residential property. Commercial property leased back to your own business is the exception.
Annual accounting, tax return, audit and ASIC fees typically run $2,500 to $4,000 per year, depending on complexity. Our fixed-fee package is transparent up front.
Yes. SMSFs can hold residential investment property and commercial property, including premises leased to your own related business at arm's-length rates.
Yes. We handle deed updates, trustee changes, and full administration handover with no transfer fees and minimal disruption to your investments.
A senior specialist reviews your details and contacts you within one business day to book the 30-minute strategy call. No obligation.
We provide accounting, SMSF establishment and ongoing administration. Financial product advice is referred to licensed financial advisers in our network.
Yes. All data is encrypted in transit and at rest. We use bank-grade onboarding and document signing platforms with audit trails on every action.